Investment Goal Setting

Posted on March 1, 2014 by Dexter Panganiban

SMARTThe stock market broke 6400 last Friday, February 28, 2013, and closed at 6424.99. The market seems to be in a good standing nowadays. I just hope that it continue this way, but just be aware that what comes up must come down. In the stock market we cal it correction. You need to be very careful in doing Tsupit mode in the stock market if you are in the stock market, I believe you know what I mean. You will never know if it will continue to go up or will it go down.

Others do cost averaging, and other use Technical Analysis in trading the stock market. What ever is your method in investing it is very important for you to know first your goals and objective in investing. Your goals will drive on what Risk can you take. When I say Goals it should be define and specific.

Entreleadership Book by Dave Ramsey quote as follows:

“Vague Goals are not Goals, they are dreams and wishes, you don’t want to end up being one of those dreamers who do nothing.”

We need to be specific in our goals, as an example if your goals is “you want to earn money”, the sentence or as mentioned is not complete you need to put time to complete your goal, is it 1 year?, 2 years? or more. You also need to specifiy the purpose of your goals. There are times that when we meet our goal, we don’t use it where we plan it to be used.

The Goals should be SMART, Specific, Measurable, Attainable, Relevant and Time Bound

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Blessings Through IMG (International Marketing Group)

Posted on June 15, 2013 by Dexter Panganiban

I have been blogging for more than 7 years. From Blogspot to WordPress and so on. From bookmarking to SEO to Social Media Optimization and more. There are lots of evolution in the internet. Nowadays that my online earning is not as big as before, but still there are some passive income, I am now venturing to networking.

I found a great network which coincide with my fashion and advocacy to teach fellow OFW about Financial Literacy and Saving. I am now with IMG (International Marketing Group) I believe it’s a blessing for me and there are a lot of potential in this financial networking business.

I belong to TRM (Truly Rich Maker Group) and presently having a position of Field Leader.

The best thing is that I am now applying what I have learn through the years in blogging, specially SEO (Search Engine Optimization), and I can now get new members through email marketing and social media.

I thank God for this new source of income, which can be called as money machine and I pray that blessing will continue to pour and I could reach my goals in this business.

In IMG I share and I earn. I can help people go out from the rat race, and wake them up in the reality of financial literacy.

By now, I could understand what is the importance of  Health Care, Insurance and Mutual Funds. I know now the difference between Trading and Investing.

God bless me with supportive mentors and supportive wife and family in this business. Email marketing helps me to explore the possibilities of doing network even outside my territory.

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Can We Heal People As We Pleased?

Posted on August 16, 2012 by Dexter Panganiban

Can We Heal People As We Pleased?Perhaps the question in my title might ignite a debate or a discussion among Christians. The Question is can a believer heal any sick people as he pleased. I would like to point the word “as he pleased”. The sentence gives and indication that we as a Christian has power in everything. But do we? My answer is “NO”, we don’t have power but God has power. We are only being used by God as his vessel but still the final decision is with God and God alone. This is why that sometimes when we pray for the sick people, they are being healed and sometimes not. It is because God has it’s own decision if he will heal those sick people whom we pray or He will not.

Some of you might question about FAITH, Faith is believing that God is there to help us, but Faith is not something to command God on what he needs to do in every situation in our life. We need to understand that when we accept Christ in our life, we ask Him to be in charge of our life and not us to be in Charge of Him.

Let me point you out in this bible verse:

2nd Timothy 4:20 Erastus abode at Corinth: but Trophimus have I left at Miletum sick

We all know that Paul is an instrument whom God is using to heal people. But why did Trophimus was left sick in Miletum (some translation says Mileta, Melotus) ? It only shows that, Apostles could not work miracles when they pleased, God is the healer and not Paul. It also answers some queries on why we kept on praying for the sick but yet, nothing happen. I always believed in Romans 8:28, and know that all things works together for good.

I do believed that Trophimus, an Ephesian, was also been healed on God’s perfect timing. Trophimus was only mentioned in the bible 3 times, Acts 20:4, Acts 21:29 and 2nd Timothy 4:20 and passages clearly mention that Trophimus is a co-worker of Paul in Christ.

We need to have expectant faith, Yes, but we also need to understand the power of God in our life. He is the one in control, not us. Psalm 118:8.

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Finding Favor From God In Difficult Times

Posted on August 15, 2012 by Dexter Panganiban

trust-in-the-lord

Image Credit : http://jcluforever.com

I am reading Genesis Chapter 39 and I was blessed on what I have read on the last part it says :

Genesis 39:22-23

And the keeper of the prison committed to Joseph’s hand all the prisoners that were in the prison; and whatsoever they did there, he was the doer of it. The keeper of the prison looked not to anything that was under his hand; because the LORD was with him, and that which he did, the LORD made it to prosper.

Despite the fact that Joseph the Dreamer has been imprisoned for a crime that He did not do, ( Accused by Pothipar’s Wife of raping her, because Joseph doesn’t want to do her will ). The prison keeper assigned Joseph to be the leader in the prison. It is because the prison guard believes that the Lord was with Him.

We might be in a different situation in our life where we think it is not fair, think of what the Lord can do to you. Joseph has found favor in the prison area because of his trust in the Lord. I do believe that we could also found favor to God even we are now experiencing many affliction in our life. The lord will blessed us in our present situation. We just have to trust the Lord and discern what is best for us.

I am now doing new experimentation about e-mail marketing strategy. I just hope that I could learn new things to make passive income in order to help more in my father’s present situation.

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Everything Happen for A Reason, Join us in Prayer

Posted on January 26, 2012 by Dexter Panganiban

grace_healing_therapy

Credit Image : naturalhealingforhealth.com

I got a call from Philippines last Friday and my family informed me that my father has been diagnosed having a kidney failure. The creatinine, has been measured to be 900 which when compared to the normal range of  100-130 ml/min/1.73m2. is high. We are still waiting for the final decision that could be made after three more days. The doctor advise to have dialysis if the situation becomes worse.

In situation like this there is nothing that I can do except to pray and ask for God’s wisdom on what we need to do. I always believe in Romans 8:28

“ And we know that in all things God works for the good of those who love him, who have been called according to his purpose.” ,

It is only God knows about his purpose for my father. But all I know is that God is in control in all things. Philippians 4:4 says:

Rejoice in the Lord always. I will say it again: Rejoice!

Friends, Brother’s and Sister, what we need from now is to be in unity in prayer and ask for your prayers to let God heal the sickness of my father “Gerardo Panganiban” and the financial provision for any treatment that he may undergo.

I am making this post to give hope to those who are experiencing kidney problem like what my father is experiencing at the this time. And who knows this post might also be a way to a divine connection that Our God will be providing for us.

God Bless You all.

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Tomorrow is My Birthday, Poem of Love From my Wife

Posted on October 11, 2011 by Dexter Panganiban

Tomorrow is my birthday and my wife just gave a wonderful poem as her gift.. I love her very much. Check the poem below. By the way she use to call me LAKAY.

Tomorrow is My Birthday, Poem of Love From my Wife

Image Credit : birthdaygifts99.blogspot.com

I love u lakay this is what i can say
No material things can ever repay
Sacrificing the things you need
Is your way of showing your love indeed.

I appreciate all the things that you do
It’s your way of showing your love it’s true
I don’t have anything to offer you
I’ll just be of service that’s what i will do.

It makes me cry, i have nothing to give
I’m always the one who always receive
You give me all the things i want
And it makes me feel really sad.

I know i am not a perfect wife
For me to have you in my  life
But I’m so grateful to God it’s true
And I thank God He gave me YOU.

You may laugh, you may cry
But i can only try
To make you feel you are loved
And for that I thank God.

Thank you lakay for loving me
For giving me our kids of 3
If you want we’ll pray for one more
And for that they will then be 4. :)

Happy Birthday Lakay
You’re so precious to me
You allow me to be myself
And showed me how to be free.

Now it’s time for me to end
This poem for you i will now send
I hope you feel my love for you
Through the things that i do.

I love you lakay with all my heart
In my life you play a vital part
Being a kind husband just for me
And a loving father to our lovely 3.

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Until Such Time Will You Be Feed Like Babies ?

Posted on October 2, 2011 by Dexter Panganiban

Until Such Time Will You Be Feed Like Babies ?

Image Credit : babble.com

Christian life is a serious business, because it’s a God business. As I walk and study the words of God, I came into a question, Until such time will we be fed like babies?  As a baby Christian it only means that you are always affected when there’s somebody talking beyond what you like. Babies normally don’t want to be corrected even they are wrong, because babies want to do what they only want. Babies normally ask milk and when they did not get the milk, they will surely cry out loud to be noticed by their parents. So until when do a Christian should be like babies?

I believed that Christians should not stay as a baby for a long time, Christian need to grow and start eating hard food in order to grow. We can grow as a Christian by being active on searching and learning about the words of our Lord through the Basic Instruction Before Living Earth ( BIBLE)

Baby drinks milk and adults need to eat hard food since they need strength in facing the works that an adult Christian needs to do.

1Cr 3:1-4     Brothers, I could not address you as spiritual but as worldly–mere infants in Christ.I gave you milk, not solid food, for you were not yet ready for it. Indeed, you are still not ready. You are still worldly. For since there is jealousy and quarreling among you, are you not worldly? Are you not acting like mere men?. For when one says, "I follow Paul," and another, "I follow Apollos," are you not mere men?

We need to be corrected when we are wrong. We just need to do it in a proper way and in a proper time. Always do things with Love to our brothers and sisters.

I am not saying that we forget the basics.. No.. We need to practice or do in action the basics. Practice what we learn and for sure You will reap with joy.

You are the only one who could answer the question above. So will you stay like a baby or start your journey of becoming an adult Christian. It is your choice, and it is your free will.

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What Could Be Our Day Without God ?

Posted on September 6, 2011 by Dexter Panganiban

I am blessed with this note and let me share it with you..

praise

Image Credit as shown in the picture

According to the note, days will be read as follows if God is not seen in our life

SINDAY
MOURNDAY
TEARSDAY
WASTEDAY
THIRSTDAY
FIGHTDAY
SHATTERDAY

Truly life without God is difficult very difficult, we need to understand we need to be with our savior in everyday of our life. We are made to Praise the Lord.

Psalm 150:1-6 “Praise ye the LORD. Praise God in his sanctuary: praise him in the firmament of his power. Praise him for his mighty acts: praise him according to his excellent greatness. Praise him with the sound of the trumpet: praise him with the psaltery and harp. Praise him with the timbrel and dance: praise him with stringed instruments and organs. Praise him upon the loud cymbals: praise him upon the high sounding cymbals. Let every thing that hath breath praise the LORD. Praise ye the LORD.” (KJV)

Let us all Praise the Lord so that our days will not be wasted.

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VICTORY.. What About It ?

Posted on September 5, 2011 by Dexter Panganiban

In order for us to be Victorious, we need to know how to become victorious. Let me share you what I learned from our recent Bible Study. Here is the acronym of VICTORY

VICTORY.. What About It ?

V – Vow and Not Sin

As Christian we should vow and give reverence to our God, we need to avoid temptation and flee from temptation. Don’t test if you can win over the temptation. It is better to flee away from it and never give a chance to the temptation to go near to you (2nd Corinthians 5:15).

I – Increase your faith

We need to increase our faith, the Lord have provided us already the exact faith that we need in this world, but the problem is that we cannot attain the faith that was given to us. Often we have doubt that our faith is little. But in reality God gave it already to us. We are more than conquerors my brothers and sisters (Romans 8:31)

C – Continue to Love

We might have different doctrines, we might have different understanding about the word of God, but the most important attitude that we need to have is loving each other the way that Jesus love us. We need to remain in the Love of Jesus. (John 15:9)

T – Trust God Always

Psalm 118:8, We need to put all our trust to God and God alone. And when we say we trust, we don’t worry, we don’t question, because we know that for everything works together for good according to God’s plan. Romans 8:28 , Matthew 6:33

O – Obey God Moment by Moment

Obedience is better than sacrifice. There are lots of blessing if we obey. ( Deuteronomy 11:27-28)

R – Read God Word Daily

We need to meditate the word of God daily, so that we will be continuously refreshed by the word of God everyday. It will definitely give us strength to face any problem that we might encounter in our everyday life(Joshua 1:8)

Y – Yield Yourself to God

Be humble and yield yourself to God, We cannot do anything if God is not with us. (Romans 12:2)

Note : By attending the Bible Study, I was able to get the acronym of victory and tried to explain the way I understood the teaching. God Bless You all..

So are you Victorious ?

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True Prosperity with The Lord

Posted on June 15, 2011 by Dexter Panganiban

When we say prosperity, what do we normally think about it ? To those people who do not understand the true meaning of prosperity, it is normally being based on the number of house owned, number of cars owned, number of stocks shared in the stock market and the number of accounts in the bank.

Well did you know that prosperity is not only based on financial stability of our life? Prosperous people should experience the following in order to say he is indeed prosperous.

  • Financial Prosperity
  • Physical Prosperity
  • Spiritual Prosperity ( Most important )

Above mentioned prosperity shall be experienced all together in order to have a true prosperity with the Lord, those three cannot be separated with each other.

I can’t agree that a person is prosperous, if he only get two hours of sleep because of workload, even the income is great and beyond average, but if the body is suffering, I don’t think it could be considered as prosperity or blessing. Lord’s prosperity or blessing could be given to his children if we could only follow  Mathew 6:33

“ But seek first the kingdom of God and his righteousness, and all these things will be added to you. “.

The Lord can provide passive income, an income streams were not much work is needed to continuously receive that income. All we need to do is to believe on Lord’s provision and claim that we can receive it if we follow his instruction unto us.

You may consider my suggestion on How to Mature as Christian and learn to be content on what you have. We can consider a person as prosperous if he can get all the “necessities in life” and not the “wants in life”.

Picture Taken by Dexter Panganiban

Financial prosperity is when we can buy what we need at anytime we want it.Again it is only “what we need” and not “what we want”. Physical prosperity is when we can do things in our life, such as walking, singing travelling etc. and we are not experiencing fatigue or sickness brought by too much work or stress in thinking. When we are not stress and have time for relaxation and fun. Spiritual prosperity is if we have time dedicated for the Lord for praise and worship and time to commune with the Lord. That is a specific time and not just a 10 minutes before sleeping.

I might not have all this one as of this writing, but I know the Lord is changing my life little by little, and soon I will be given all this things.

Always remember,

Psalm 37:4 “Delight yourself in the LORD and he will give you the desires of your heart.”

Be Blessed, if you have not yet received Jesus as your Lord and Savior, your start from now on. God Bless you.

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Suggestion on How to Mature as Christian

Posted on November 27, 2010 by Dexter Panganiban

Image credit : By Aurelio Asiain

How to Grow / Mature as Christian? As a Christian you may ask, how can I grow? You may start acting through the suggestion below.

Pray Always

“Pray always.” (1 Thes. 5,17) – We need to pray to increase our faith; the essence of Christianity is having a relationship with the Lord. In every relation, continued communication will always lead to a very good relationship. Always commune with God, talk to Him through prayer.

Learn the Words of God.

Like plants, Christian needs water. Water is the words of God that we could hear from Preaching, Bible Study and Fellowship with fellow Christians. We need the words of God in order to grow. If any of you lack wisdom in understanding the words of God. You should ask God.

James 1:5 – 5 If any of you lacks wisdom, you should ask God, who gives generously to all without finding fault, and it will be given to you.

Obey the Lord

Christians need to know how to surrender everything, and obedience is the key on how to start surrendering everything. When I say everything, it means all, no reservations. It includes time and financial matters.

1 Samuel 15:22 – But Samuel replied: “Does the LORD delight in burnt offerings and sacrifices as much as in obeying the voice of the LORD? To obey is better than sacrifice, and to heed is better than the fat of rams.

Be a Giver

Will there be a tree without a seed planted in the soil? Believe that everything is from the Lord. You are only a stewards of those earthly things. Support your ministry by giving what is due to the Lord’s Ministry. Give your tithes to support the Ministry of the Lord, here on Earth. But always remember, be a cheerful giver, for it is useless to give if you are not happy for what you are doing. 2 Corinthians 9:7 – Each of you should give what you have decided in your heart to give, not reluctantly or under compulsion, for God loves a cheerful giver. For God loves a cheerful giver.

Don’t think that Christianity only means money, money is being used to support God’s ministry. Aside from financial, God needs your availability and talent for his Kingdom. You need to provide your time for the Lord.

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Why Do Christian Workers BURN OUT ?

Posted on November 25, 2010 by Dexter Panganiban

I am just wondering, why do workers of Christ “Burn Out“ ? It is probable that the objective is wrong. Deacons, Elders, Asst Pastors, Pastors, Members, we are all humans. Humans have limits and human could also be tired at some time.

What should be the objective of a Christian Worker ?

Christian worker should always remember that we need to give it all to our Father and let the Holy Spirit teach us on what to do. If we keep on meeting our church objectives and forgetting about our own spiritual life, we might be leading to a path of “Churchunity” and not “Christianity”.

Leaders always think about what is good for the flocks. But it is sad to know that sometimes, obligation and spiritual life of own family is being left behind. Leaders needs to understand that without his family in Ministry, it will be hard to move and will later lead to “Burn Out“.

Our own family could be our co-workers in Christ or could be one of the greatest opposition in our Ministry. And I prefer the first.

As Leaders, if we feel we have too much burdens in our shoulder, give it all to God.

Let me remind Jethro’s advise to Moses

Exodus 18:17-23 Jethro advises Moses to delegate the job of settling disputes.

So Moses’ father-in-law said to him, “The thing that you do is not good. Both you and these people who are with you will surely wear yourselves out. For this thing is too much for you; you are not able to perform it by yourself. Listen now to my voice; I will give you counsel, and God will be with you: Stand before God for the people, so that you may bring the difficulties to God. And you shall teach them the statutes and the laws, and show them the way in which they must walk and the work they must do. Moreover you shall select from all the people able men, such as fear God, men of truth, hating covetousness; and place such over them to be rulers of thousands, rulers of hundreds, rulers of fifties, and rulers of tens. And let them judge the people at all times. Then it will be that every great matter they shall bring to you, but every small matter they themselves shall judge. So it will be easier for you, for they will bear the burden with you. If you do this thing, and God so commands you, then you will be able to endure, and all this people will also go to their place in peace.”

Jethro knows that Moses might be wear out when He say “….. will surely wear yourselves out….”.

If you feel it is too heavy for you, learn to trust others and let God works in their life. No man is an Island.

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